Chase Sapphire Reserve Credit Card

• Chase Sapphire Reserve Credit Card

  • Annual Fee: $795

  • Highest Offer: 125,000 Points after spending $6,000 in 3 months

• Earnings

  • 8x points on Chase Travel℠ (flights, hotels, rental cars, cruises, etc.).

  • 4x points on flights and hotels booked directly.

  • 3x points on dining worldwide.

  • 1x points on all other purchases.

• Benefits

  • Complimentary Priority Pass Select membership for over 1,300 lounges, including Chase Sapphire Lounges by The Club

  • Primary Rental Card Coverage. Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement for theft and collision damage for most rental cars in the U.S. and abroad.

• Credits

  • $300 Annual Travel Credit: Automatically applied to travel purchases.

  • Up to $500 Annual "The Edit" Credit: For prepaid hotel bookings.

  • Up to $300 Dining Credit: Through the Sapphire Exclusive Tables program.

  • Up to $300 StubHub/Viagogo Credit: Valid through 2026

  • $120 Lyft

  • $120 Peloton credits

Card Highlights

• Access to Chase Sapphire Lounges by The Club

• Primary Car Rental Coverage for rental cars.

Is the Card Worth It After the 1st Year Sign Up Bonus?

$300 Annual Travel Credit + $500 Annual "The Edit" Credit = $800 Annual Usable Credit

$800 Annual Usable Credit vs $795 Annul Fee

Just the 2 usable credits alone will pay for the annual fee. If you can use the other credits, the card will actually be paying you to hold the card.

Notes

• The Chase Sapphire Reserve is setup to compete directly with the American Express Platinum card.

• Chase “The Edit” hotel and $300 “Exclusive Tables” dining credits maybe hard to use. AmEx FHR hotel credit and AmEx Resy dining credit might be easier to use.