Chase Sapphire Preferred Credit Card
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Annual Fee: $95
Highest Offer: 75,000 Points after spending $5,000 in 3 months
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5x points on travel purchased through Chase Travel℠.
3x points on dining, select streaming services, and online groceries.
2x points on all other travel purchases.
1x points on all other purchases.
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10% anniversary bonus, granting bonus points equal to 10% of the total, base points earned on purchases in the previous account year
Primary Rental Card Coverage. Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement for theft and collision damage for most rental cars in the U.S. and abroad.
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$50 annual statement credit for hotel stays booked through Chase Travel.
Card Highlights
This card provide access to Chase UR point transfer partners. Its often used to link other Chase credit cards turning them from cash back cards to transferable point cards.
3x on Dining purchases and 2x on Travel purchases and travel protection
Primary Car Rental Coverage for rental cars.
Is the Card Worth It After the 1st Year Sign Up Bonus?
The annual $50 hotel credit will help to offset the $95 annual fee making this a $45 effective annual fee card.
Notes
This card is also a very good card to use for rental cars as it offers Primary Car Rental Coverage.
Good beginner’s and travel credit card.
Access to Chase UR point transfer partners like Hyatt Hotels and Air Canada Aeroplan.
Best paired with Chase Freedom Unlimited for 1.5x on everything.