Bank of America Atmos Ascent Visa Card

    • Annual Fee: $95

    • Highest Offer: 85,000 bonus points (After spending $4,500 in 4 months) + $99 Companion Fare

    • Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases.

    • Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare.

    • Earn unlimited 1 point for every $1 spent on all other purchases.

    • You can also earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.

    • Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.

    • Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more in purchases within the prior anniversary year.

    • Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your card.

    • Get $100 off an annual Alaska Lounge+ Membership purchased with your card.

  • None

Card Highlights

  • $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more in purchases within the prior anniversary year.

  • Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.

  • Earn 1 status point/$3 spend

Is the Card Worth It After the 1st Year Sign Up Bonus?

Annual fee of $95 in exchange for free first checked bag and preferred boarding. If you are flying with Alaska Airlines or Hawaiian Airlines at least once a year, this card is worth it. Alaska Airlines charges $35 for the first checked bag.

$35x2=$70 for round trip x 2 people = $140 baggage fee for 1 round trip 2 person trip.

The $99 Companion Fare also makes this card worth it for expensive trips say over the Holidays.

Notes

  • You might also want to consider the $395/year Atmos Summit Visa card.

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