Citi Strata

Personal Credit Card
Written By Eugene Chiang

    • Annual Fee: $0

    • Highest Offer: 20,000 bonus ThankYou Points after you spend $1,000 on purchases in the first 3 months

    • Earn 5x points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.

    • Earn 3x points per $1 on supermarkets, select transit, gas, and EV charging stations, and an eligible self-select category of your choice every quarter (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores).

    • Earn 2x points per $1 at restaurants.

    • Earn 1x point per $1 spent on all other purchases.

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Card Highlights

  • $0 Annual Fee

  • Earn Citi ThankYou Points

Is the Card Worth It After the 1st Year Sign Up Bonus?

$0 Annual Fee

Notes

  • Three different Citi Strata cards, $0/$95/$595 Annual Fee.

  • The Citi Strata $0 annual fee version comes with limited transfer partners. For complete and better transfer partners, get the Citi Strata Premier or the Citi Strata Elite.

Eugene Chiang
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Citi Strata Premier
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Citi Strata Elite