Buying Bilt/AmEx Points via Rakuten Cash Back
Online shopping portals can be a great way to pick up additional miles & points for purchases you’d make anyway. Just for following a specific link, you can earn bonus points or cash back in addition to the rewards you’d earn for credit card spending.
Sometimes companies really want you to buy products from them, to the point that it can make sense to purchase something through an online shopping portal even if you don’t actually have a use for it.
Note
Instead of cash back, you can choose to earn points with American Express or Bilt.
Read the fine print and key term before making the purchase. You will not get the points if your situtation don’t apply.
Make sure to check the Rakuten Point Activity after the purchase to make sure the offer was applied to your account.
These deals goes by very fast, sometimes for a few hours. So act quickly.
The points can take several weeks to months to post to your account.
NordProtect - 100x on 2026-03-18
Offer: 100% cash back or 100x points on purchases of NordProtect. NordProtect is an identity theft protection service with 24/7 dark web monitoring, credit monitoring, real-time alerts, and up to $1M in identity theft recovery. Built by the experts behind NordVPN. Silver Plan for $119.76 or 11,976 points.
Key Terms: Cash Back is only available for new users and on the first payment of a subscription plan. Limited to one per member. Cash Back is fully earned on Starter and Silver plans. For Gold and Platinum plans, Cash Back is earned only on the NordProtect portion of a bundled subscription. Cash Back is not available on NordVPN, Threat Protection Pro, Incogni or refunded orders.
Note: Cash Back will be automatically added to your Rakuten account within one week.
Link: https://www.rakuten.com/shop/nordprotect
Norton Security and Antivirus - 90x on 2026-03-02
Offer: 90% cash back or 90x points on purchases with Norton Security and Antivirus.
Key Terms: Cash Back not available on free trials, Norton Download Insurance, Small & Midsize Business product renewals, Trialware, Norton Premier Edition, auto-renewals or re-orders.
Note: You will only be eligible for Cash Back after merchant has confirmed your order payment has been processed. Maximum Cash Back amount is limited to the amount actually paid for the subscription. Limit one per member. Using coupon codes that are not listed on Rakuten will void Cash Back. To be safe, stick to codes provided by Rakuten.
LifeLock - 85x-90x on 2026-02-23
Offer: You can spend $349.99 on the most expensive eligible plan, and then earn either $297.49 back, or receive 29,749 Amex or Bilt points.
Key Terms: Cash back is not available on free trials and automatic renewals. Cancelling a subscription within 90 days of sign up will void Cash Back. Cash back is only available on initial enrollment. Using coupon codes that are not listed on Rakuten will void Cash Back. To be safe, stick to codes provided by Rakuten.
Note: For maximum value, sign up for the $350 annually Total package.
Link:https://www.rakuten.com/shop/lifelock?query=lifelock&position=1&type=suggest&store=10690
NordVPN - 85x-97x on 2026-02-21
Offer: 97% cash back or 97x points on purchases with NordVPN. Spend $81.36 on the most expensive eligible plan, and then earn either $78.92 back, or receive 7,892 Amex or Bilt points.
Key Terms: Cash Back is only available to new NordVPN customers. Cash Back can only be earned on the initial sign-up. Limited to one per Rakuten member. Cash Back is earned only on the NordVPN Basic plan portion of a bundled subscription of Plus, Complete or Prime plans. Cash Back is not available on NordPass, NordLocker, Incogni and Dedicated IP subscriptions, NordLayer, B2B orders or refunded orders.
Note: Make sure you only sign up for the “Basic Plan” and not any other plan. 97x only applies to the “Basic Plan” rate of $78.92.
Link:https://www.rakuten.com/shop/nordvpn?query=nordvpn&position=1&type=suggest&store=15557
Incogni - 75x-100x-110x on 2026-02-18
Offer: 100% cash back or 100x points on purchases with Incogni. Family Unlimited plan for $275.88 for the year which would earn you 27,588 points.
Note: 100x only posted for 2 days before going down to 75x, then to 20x.