American Express Hilton Aspire Card

    • Annual Fee: $550

    • Highest Offer: 175,000 Membership Rewards (After spending $6,000 in 6 months)

    • 14X POINTS On Hotels & Resorts. For eligible purchases made directly with hotels and resorts in the Hilton portfolio.‡

    • 7X POINTS On Select Travel. Including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies.‡

    • 7X POINTS On Dining. At U.S. restaurants, including takeout and delivery.‡

    • 3X POINTS For Each Dollar

    • Hilton Honors Diamond Status

    • Book 4 nights with points, get 5th night free. Hilton Honors elite members (Silver, Gold, or Diamond) receive every 5th night free when booking a standard room reward stay of 5 or more consecutive nights with 100% points. The discount is automatically applied during booking at participating hotels. This benefit allows for 20% fewer points on stays, which can be used on unlimited, back-to-back, or multiple bookings.

    • Free Night Reward

    • National Car Rental Emerald Club Executive Status

    • $400 ($200 Semi-annually) Hilton Resort Credit

    • $200 ($50 Quartly) Flight Credit

    • $209 (Annually) CLEAR Plus Credit

Card Highlights

  • Complimentary Hilton Honors Diamond Status, which gives you complementary breakfast at most hotels.

  • Book 4 nights with points, get 5th night free. Hilton Honors elite members (Silver, Gold, or Diamond) receive every 5th night free when booking a standard room reward stay of 5 or more consecutive nights with 100% points. The discount is automatically applied during booking at participating hotels. This benefit allows for 20% fewer points on stays, which can be used on unlimited, back-to-back, or multiple bookings.

  • Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.

  • A lot of useable credits worth $609 annually.

Is the Card Worth It After the 1st Year Sign Up Bonus?

The Annual Free Night Reward in your first year of Card Membership and every year upon Card renewal itself can be worth it to cover the annual $550 if you use your Free Night Reward on high-end hotel bookings costing over $550/night. It can be used on any Hilton properties with a Standard Room rate.

The card also comes with a lot of useable credits.

$200 Hilton Resort Credit + $200 Flight Credit + $209 CLEAR Plus Credit = $609 Annual Credit

$609 Annual Credit - $550 Annual Fee = -$59 Effective Annual Fee

Just on credits, this card is paying you $59 annually. You also get the Annual Free Night Reward and complementary Diamond Status. Yes, this card is worth keeping after the 1st year Signup Bonus.

Notes

  • Hilton points are not that valuable. It is worth less than .5 cents due to the recent devaluation. If you gotten a lower sign up bonus offer, it may still be worth it to get the card for the other benefits.

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