American Express Business Platinum Card
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Annual Fee: $895
Highest Offer: 300,000 Membership Rewards (After spending $20,000 in 3 months)
Most Common Offer: 200,000 Membership Rewards (After spending $20,000 in 3 months)
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5X POINTS On Flights
Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.
5X POINTS On Prepaid Hotels
Booked on AmexTravel.com.
1X POINTS On Other Purchases
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Global Lounge Access and Priority Pass Select membership.
Marriott Bonvoy® Gold Elite Status
Hilton Honors™ Gold Status
Leaders Club Sterling Status from The Leading Hotels of the World
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$600 Hotel Credit ($300 Semi-Annually)
$200 Hilton Credit ($50 Quartly)
$200 Airline Fee Credit
$209 CLEAR® Plus Credit
$150 Dell Technologies Credit
$250 Adobe Credit, after you spend $600 or more.
$360 Indeed Credit ($90 Quarterly)
$120 Wireless Credit ($10 monthly)
Card Highlights
The card offers Global Lounge Access plus Priority Pass Select Membership.
Over $1,200 useable annual credits to offset the $895 annual fee.
Is the Card Worth It After the 1st Year Sign Up Bonus?
$600 Hotel Credit + $200 Airline Fee Credit + $209 CLEAR® Plus Credit + $150 Dell Technologies Credit + $120 Wireless Credit
Over $1,200 usable annual credits to offset the $895 annual fee. This card is paying you over $380/year to keep this card provided that you are able to use all of the useable credits, more if you can use some of the harder to spend credits gear towards businesses.
Business Credits
Up to $200 Hilton Credit
Hilton for Business members can get statement credits of up to $50 quarterly on eligible purchases made directly with Hilton. Gift cards are not an eligible purchase. Enrollment required. If you do not already have a Hilton for Business account, you will be registered for one at the time you enroll in the benefit.‡
Up to $1,150 Dell Technologies Credit
Statement credits up to $150 on U.S. purchases directly with Dell Technologies, and an additional $1,000 statement credit after you spend $5,000 or more on those purchases, per calendar year. Enrollment required.
$250 Adobe Credit
A $250 statement credit per calendar year after you spend $600 or more on U.S. purchases directly with Adobe in a calendar year. Enrollment required.
Up to $360 Indeed Credit
Statement credits up to $90 per quarter for U.S. purchases made directly with Indeed. Enrollment required.
Notes
AmEx Platinum vs the AmEx Business Platinum. The personal AmEx Platinum seems to offer more value due to more useable personal credits. If you can use the Business credits, than the business version will be better.
The $120 Wireless Credit DOES NOT cover Google Fi mobile plans. While Google Fi is a wireless provider, American Express's official terms explicitly list Google Fi as an ineligible, non-qualifying purchase for this specific statement credit.