American Express Gold Card

• American Express Gold Card

  • Annual Fee: $325

  • Highest Offer: 100,000 Membership Rewards (After spending $6,000 in 6 months)

• Earnings

  • 4X POINTS At Restaurants

    Worldwide, on up to $50K in purchases per calendar year.

  • 4X POINTS On Groceries

    At U.S. supermarkets, on up to $25K in purchases per calendar year.

  • 3X POINTS On Flights

    Booked directly with airlines or on AmexTravel.com.

  • 2X POINTS On Prepaid Hotels

    and other eligible travel purchases, booked through AmexTravel.com.

  • 1X POINTS On Other Eligible Purchases.

• Benefits

  • No Exclusive Benefits

• Credits

  • $84 Dunkin Credit ($7 monthly)

  • ‍$120 Dining Credit ($10 monthly) at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.

  • $120 Uber Cash ($10 monthly) on Uber or Uber Eats.

  • $100 Resy Credit ($50 Semi-Annually) at U.S. Resy restaurants.

Card Highlights

• The card earns a whopping 4x points on Restaurants and Groceries.

• Useable credits to offset the $325 annual fee.

Is the Card Worth It After the 1st Year Sign Up Bonus?

$84 Dunkin Credit + 120 Dining Credit + $100 Resy Credit + 120 Uber Cash = $424 Total Annual Credits

$325 Annual Fee - $424 Total Annual Credits = -$99 Effective Annual Fee

This card is paying you $99/year if you can use all the annual credits.

Notes

• This card is great for everyday restaurant and groceries spending.